The next time you sit down with your car insurance agent for a quick policy update, he’ll most likely talk quickly about the roadside emergency coverage they offer. You might call it towing insurance, but it covers a lot more than that and may save you hundreds of dollars someday. If you’re like most people, you don’t have accidents that often, maybe once in a lifetime, or less, however, you do have other problems that you didn’t realize could be covered by your insurance company’s roadside emergency service.
First of all, emergency roadside service covers way more than just towing. If you have run out of gas, they’ll bring you a gallon and help get you started so that you don’t need a tow. Or, if your battery is dead, for whatever reason, they’ll jumpstart your car where ever you are, even if you’re stuck in your driveway.
Another great service is tire changing when you get a flat. Flats never happen in a convenient place; it’s always a dangerous spot on the side of the highway with a tiny room and a dangerous incline. Plus, you’ll always have on your best clothes and a car full of kids too. They’ll send a serviceman with all the right tools to get the job done quickly and safely, so you’re on your way in no time at all.
Emergency roadside service also covers lock-outs for when you lock your keys in the car. Calling a locksmith can be over $100, so this is a valuable service that will pay your premium for years with just one use.
If you’re offered this very economical service by your car insurance company, you should jump on it. Many times it’s only $5 or $10 per 6 months and just one service call will pay you back many times over. Be sure and get a complete description of what’s covered so you can take full advantage next time you get stranded on the side of the road.