Why You Need Towing Insurance And All The Other Great Services That It Covers Too

The next time you sit down with your car insurance agent for a quick policy update, he’ll most likely talk quickly about the roadside emergency coverage they offer. You might call it towing insurance, but it covers a lot more than that and may save you hundreds of dollars someday. If you’re like most people, you don’t have accidents that often, maybe once in a lifetime, or less, however, you do have other problems that you didn’t realize could be covered by your insurance company’s roadside emergency service.

What Is Towing Insurance And Do You Need It?

First of all, emergency roadside service covers way more than just towing. If you have run out of gas, they’ll bring you a gallon and help get you started so that you don’t need a tow. Or, if your battery is dead, for whatever reason, they’ll jumpstart your car where ever you are, even if you’re stuck in your driveway.

Another great service is tire changing when you get a flat. Flats never happen in a convenient place; it’s always a dangerous spot on the side of the highway with a tiny room and a dangerous incline. Plus, you’ll always have on your best clothes and a car full of kids too. They’ll send a serviceman with all the right tools to get the job done quickly and safely, so you’re on your way in no time at all.

Emergency roadside service also covers lock-outs for when you lock your keys in the car. Calling a locksmith can be over $100, so this is a valuable service that will pay your premium for years with just one use.

If you’re offered this very economical service by your car insurance company, you should jump on it. Many times it’s only $5 or $10 per 6 months and just one service call will pay you back many times over. Be sure and get a complete description of what’s covered so you can take full advantage next time you get stranded on the side of the road.


How To Start A Towing Business.

Towing business can be a profitable venture. However, you need to adhere to stringent regulations for licensing and other procedures. Below are some of the things you need to succeed in towing business.

Licensing requirements
Since regulations vary from state to state, it is important that you find out the detailed regulations in place. You are required to supply evidence and details.

Some of the things needed include a detailed list of all drivers who will drive the tow truck, extensive inspection of all facilities and equipment, substantive proof of reliable driving record, report of criminal background check of driver and proof of drug test results.

Capital and insurance
Come up with a plan that involves researching maintenance costs for tow trucks, up-front costs of training, additional marketing costs and employee management. This will give you a rough outline of the capital required.

It is also very important to look for an insurance provider who specializes in tow truck insurance. Look for the best type of coverage with affordable premiums. Tow truck insurance usually covers employees, equipment, impound lots and repairs for cars and trucks that may undergo damage during the towing process.

Analysis of the market
Analyzing the prospective markets will help you decide on the zone in which you want to start your towing business. Consider the population and competition in the area you want to start your towing business.

Marketing strategy
Once you have all pre-requisites in place, plan out a comprehensive and result oriented marketing strategy. For example, if you will be operating a public towing service, it is a good idea to market your business in the Yellow Pages.


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